INCOME VS IF-COME
The best way to combat living beyond what you earn by using credit cards and lines of credit is to begin the discipline and habit of living within a budget.
Here is the template we advocate for young adults who are earning an income.
|
Income
|
100%
|
|
Tithing/ Donations
|
10%
|
|
Savings
|
10%
|
|
Shelter
|
25-36%
|
|
Insurance
|
1-3%
|
|
Food
|
8-12%
|
|
Transport
|
3-12%
|
|
Debt
|
0-10%
|
|
Healthcare
|
1-3%
|
|
Clothing
|
1-3%
|
|
Misc.
|
0-2%
|
Contact Alphil Guilaran today to learn more about how we can serve and develop solutions for you, your family or organization.
Alphil Guilaran
Executive Director
604.687.7773
